Take control of your money with FinGenie
Budgified turns your spending, debt, and investments into clear decisions. Ask questions in plain English and get actionable next steps backed by your real data.
Everything you need to make better money decisions
Not another spreadsheet. Budgified is a clean dashboard plus an AI agent that translates your data into decisions.
Smart Budgeting
Track spending, set goals, and see what to adjust without feeling guilty or lost.
Debt Payoff Planning
Timelines and monthly strategies based on your balances, APRs, and real payment patterns.
Investment Insights
Understand holdings and performance, then align your moves to your goals and risk appetite.
FinGenie Q&A
Ask: “What can I cut this month?” or “How much can I invest?” and get a direct plan.
Credit Suggestions
Actionable steps that focus on what actually moves your score based on liabilities and utilization.
Fast, Minimal, Clean
Designed to be the daily driver. You open it, get clarity, and move on with your day.
Connect, ask, act
Budgified is built to get you to the “what should I do next?” moment as quickly as possible.
Connect your accounts
Securely link with Plaid so your dashboard reflects your actual financial reality.
Get a clean snapshot
See spending, debt, and investments summarized in a way that makes sense.
Ask FinGenie
Turn questions into plans. FinGenie explains tradeoffs and recommends the next step.
Questions you can ask on day one
How can I invest my $500 this month?
Based on your goals, start with a simple split and automate it. Want a plan you can repeat monthly?
Am I spending too much on food?
You are above target. Cutting one category by a fixed amount shortens your savings timeline.
What is the fastest debt payoff strategy for my cards?
We can compare avalanche vs snowball using your APRs and minimums, then simulate payoff time.
How much can I safely save per month?
We estimate a sustainable number by analyzing recurring bills and typical monthly variance.
Start your financial journey with Budgified
Build a plan you can actually follow, with FinGenie helping you stay consistent.